Mastercard Visa Credit Card Settlement: Why Retailers Should Not Surcharge Credit Card Purchases

On Friday, retailers finally won a settlement against Mastercard, Visa and banks issuing credit cards that allow them to impose a surcharge on credit card purchases. Merchants have been able to offer discounts for cash purchases so this surcharge is somewhat redundant. Five reasons why retailers should not impose a surcharge to consumers making credit card purchases.

I would refuse to pay extra for using a credit card for my purchases. Would you support a retailer who makes you pay for their swipe or interchange fees? Would you pay cash instead of credit cards?
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Getting Money Back When a Retailer Declares Bankruptcy

Based on my experience, success in getting money back when seller declares bankruptcy depends on method of payment and speed of action. Read more here...

Target Is Targeting Showrooming, But I Am Not Worried

Target is taking measures to thwart "showrooming," when customers browse for products in store, but then buy online or at a cheaper competitor.  Read here why I am not worried. In fact I am excited about a potential new service!